Shared Branching
ATMs

Privacy Policy

Facts

WHAT DOES COMPASS FINANCIAL FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:

  • Social Security number
  • Payment history
  • Account balances/transactions
  • Credit history/Scores
  • Income
  • Transaction History

How?

All financial companies need to share members’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members’
personal information; the reasons Compass Financial FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Compass Financial Credit Union Share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes - information about your creditworthiness No We don't share
For non-affiliates to market to you No We don't share

To limit our sharing

  • Call (305) 887-9781 or write us at: PO Box 227880, Doral, FL 33222.
Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent
this notice. When you are no longer a member, we continue to share your information as
described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call (305) 887-9781 or visit our website at www.compassffcu.org

Who We Are

Who is providing this notice?

Compass Financial Federal Credit Union

What We Do

How does Compass Financial Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Compass Financial Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Use your debit card
  • Show us your government- issued identification

We also collect your personal information from others, such as credit bureaus, nonaffiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Compass Financial Federal Credit Union has no Affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include Cuna Mutual- TruStage Insurance Protection
  • Member Care- Driver Protection

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include CUNA Mutual – TruStage Insurance
  • Member Care- Driver Protection