Current Rates DIVIDEND RATES - Effective January 1, 2020 Personal & Business Savings Dividend Rate APY $100 - $9,999.99 0.10% 0.10% $10,000 - $49,999.99 0.15% 0.15% $50,000 & $99,999.99 0.20% 0.20% $100,000 & above 0.30% 0.30% Club Accounts Dividend Rate APY All tiers 0.10% 0.10% Certificates of Deposit (Min. Deposit $2,500) Dividend Rate APY 12 Month 0.35% 0.35% 24 Month 0.50% 0.50% 36 Month 0.65% 0.65% Jumbo Certificates of Deposit Ask for details on our Jumbo promotional rates. Individual Retirement Accounts ($100,000 & above) Dividend Rate APY Traditional 0.50% 0.50% Roth 0.50% 0.50% Coverdell Education Savings 0.50% 0.50% Annual Percentage Yield $5 minimum share balance required Fees could reduce the earnings on the account Share accounts are variable rate accounts and are subject to change without notice. Call or email for more information