Current Rates DIVIDEND RATES - Effective July 1, 2025 Personal & Business Savings Dividend Rate APY $100 - $99,999.99 0.10% 0.10% $100,000 & above 0.15% 0.15% Club Accounts Dividend Rate APY All tiers 0.10% 0.10% Certificates of Deposit (Min. Deposit $10,000) Dividend Rate APY 12 Month Ask For Latest Rates Ask For Latest Rates Jumbo Certificates of Deposit - Limited Time Promotion Term Min. Deposit Dividend Rate APY 9 Month $50,000 4.05% 4.05% 12 Month $100,000 4.15% 4.15% Business Account Money Markets Dividend Rate APY $10,000 & above 2.00% 2.00% Annual Percentage Yield $5 minimum share balance required Fees could reduce the earnings on the account Share accounts are variable rate accounts and are subject to change without notice A penalty may be imposed for early withdrawals Call or email for more information