Checking Accounts

We have three no-fee Checking Accounts to choose from:

  • Advantage Checking
  • Value Checking
  • Platinum Checking 

If you've had problems in the past with your checking account, we believe you deserve a second chance. That's why we created Restart Checking. This account, only available at Compass Financial, let's you prove you can manage your finances.

Checking Account Comparison Chart
Feature Platinum Advantage Value Restart
  For members 55 years of age & over
(Full Direct Deposit Required)
Our most popular checking account with the conveniences you demand and the "Compass Perks" you deserve. Whether your employer does not offer direct deposit or you prefer not to have it, this checking account will suit your needs. (For individuals reported to ChexSystems) We believe you deserve a second chance.
No minimum balance required
No Per check charges
Courtesy Pay Overdraft Privilege 1
MasterCard Debit Card
FREE withdrawals at Publix Presto! ATM's
FREE transactions Nationwide at Accel/Exchange® No SUR!® locations.
FREE Virtual Banking
FREE Bill Payer 2
FREE Audio Teller
FREE E-Statements
No Monthly Service Fee    
FREE Checks for Life 3    
Loan Rate Discount 4    
FREE Cashiers Checks and Money Orders    

All Compass Financial members are automatically enrolled in IDSafeChoice or IDSafeBiz to protect you from Identity Theft.

If you have been a victim of identity theft, please contact Member Services at 305-887-9781 or email

1 Account must be opened for a minimum of 60 days and in good standing. Restrictions may apply. Contact a Member Service Representative for details.
2 Mininum balance required for Value and Restart.
3 One box of credit union logo checks per year.
4 Excludes Mortgages, and Promotional Share Certificate Rates. Full direct deposit required.