Checking Accounts

We have three no-fee Checking Accounts to choose from:

  • Advantage Checking
  • Value Checking
  • Platinum Checking 

If you've had problems in the past with your checking account, we believe you deserve a second chance. That's why we created Restart Checking. This account, only available at Compass Financial, let's you prove you can manage your finances.

Checking Account Comparison Chart
Feature Platinum Advantage Value Restart
  For members 55 years of age & over
(Full Direct Deposit Required)
Our most popular checking account with the conveniences you demand and the "Compass Perks" you deserve. Whether your employer does not offer direct deposit or you prefer not to have it, this checking account will suit your needs. (For individuals reported to ChexSystems) We believe you deserve a second chance.
No Per check charges
Courtesy Pay Overdraft Privilege 1
MasterCard Debit Card
FREE withdrawals at Publix Presto! ATM's
FREE Shared Branching at over 6,000 locations nationwide
FREE transactions Nationwide at Accel/Exchange® Deposit Accepting ATMs No SUR!® locations
FREE Virtual Banking
FREE Zelle
FREE Bill Pay
FREE A2A - Transfer to & from external bank accounts
FREE Audio Teller
FREE E-Statements
No Monthly Service Fee 2
FREE Checks for Life 3      
FREE Cashiers Checks and Money Orders    

Courtesy Pay Information

All Compass Financial members are automatically enrolled in IDSafeChoice or IDSafeBiz to protect you from Identity Theft.

If you have been a victim of identity theft, please contact Member Services at 305-887-9781 Option 3 or email

1 Account must be opened for a minimum of 60 days and in good standing. Restrictions may apply. Contact a Member Service Representative for details.
2 Mininum balance required to avoid a service fee. $500 average daily balance or direct deposit of $1,000 per month.
3 One box of credit union logo checks per year, must have minimum direct deposit of $750 per month.
4 Excludes Mortgages, and Promotional Share Certificate Rates. Full direct deposit required.